Loans
"Where Great Rates, Great Programs and Customer Service Meet"
Mobile and Manufactured Home Loans and Refinancing Lenders
Mobile and manufactured home refinancing lenders for manufactured and mobile homes.
Considering manufactured home Refinancing?  We have the answers!
Interested in manufactured and mobile home refinancing or a loan for
financing the purchase of a manufactured home? Ask us about
manufactured home refinancing loans or about a mobile home loan.  
Financing and refinancing for manufactured, mobile and modular homes.
in parks, on leased,  family land, or land where the deed or mortgage is
separate from the home?
A. Yes!  These are "home only" or "chattel" loans, and there are excellent
rates and terms for purchase or refinance.
Q. Is financing or refinancing available for homes with land tied by way of
deed or mortgage?  
A.  Yes!  In most states purchase and refinancing is available, sometimes
with extra equity cash available for debt consolidation or home
improvements depending on the home value. These are “land/home
packages.”  Certain conditions apply.
Q. How do I save money by refinancing my home?
A. First, by obtaining a lower interest rate.  Also, you may wish to shorten
the loan term which often saves thousands in interest over the life of the loan.
Q. What do I need to qualify?
A. Verifiable income with consistent 3-year employment history.  
Self-employed borrowers need two years tax returns showing sufficient net
income to support debt. Minimum credit guidelines apply.  Each situation
is different, and loan types depend on several factors--year, make, home
value, land value, credit history, income, employment history and total debts.
Q. What are the down payment requirements for purchases?
A. At least 5% of the purchase price, with better rates for higher down
payments. Also, a shorter term often shows better rates and the greater savings.
Q. Is the age of the home a factor in locating financing or refinancing?
A. Yes.  The home must be newer than 1977 in most cases.  The newer the
home the more likely equity cash will be available.  Pre-1977 in California.
Q. What does it cost to request financing or get a quote?
A. There is NO loan request fee, obligation or cost for a quote!
Earth Works Trust Inc.Manufactured and Mobile Home RefinancingRefinance Mobile Home In ParkMobile and Manufactured Home With LandQuestions and AnswersMortgage Calculator1-800-608-6898
NO INITIAL CREDIT CHECK
NO SENSITIVE INFORMATION
FREE REQUEST
Earth Works Trust is a different kind of loan program company. So many
other websites offer to have multiple lenders contact you to see if "THEY" are
interested in helping you.  In our case, your short loan request, made by
selecting the
“Start Now” button, helps pre-qualify you for the loan of your choice.  
A single loan officer reviews your request and contacts you quickly as long as
there is a loan program matching your request.  
No more calls from lenders who
aren’t schooled in manufactured mobile home financing and refinancing!  
Manufactured and Mobile Home Lenders
Frequently Asked Questions and Answers
Mobile Home Lenders
Yes!  Mobile and manufactured
home refinancing lenders for
manufactured and mobile
homes. Considering
manufactured home
refinancing?   

Fixed Rates and Lower Payments.
Mobile Home Refinancing
Refinance A Mobile Home In park
Get up to 60 days with no payment
Lower and fix your rate
Lower your payments
Get up to 95% loan-to-value ratio
Build equity faster
Owner contract options
Flexible terms
No maximum loan amounts
No seasoning requirement
No mortgage insurance requirement
Add or remove a co-borrower
Closing cost financed!
We make financing simple.
Refinance Mobile Home
With mobile home refinancing rates at
your mobile home. Get lower monthly
payments or a lower interest rate that will
shorten the life of your loan.  
Manufactured Home Loan
Mobile home purchase loans and financing
for a new or used manufactured home
purchase with as little as
5%DOWN.  
Home ownership is right around the
corner.
Mobile Home Loans
Whether you're financing or refinancing,  
you won't pay high personal property
loan interest rates. Your loan is treated
like a home mortgage, with a low
interest rate that will keep your
payments manageable.
Mobile Home Financing
Financing for manufactured and mobile
home loans. Mobile home financing,
mobile home loans and manufactured
home refinancing, for homes in Park or on
your land.
Modular Home Loans
Modular Home Loans, the nations leader
in modular home loans, modular home
financing, and modular home refinancing
f
Learn More  
Great service and a quick
turnaround
you deserve!
Mobile and Manufactured Home Loans - Refinancing Lenders in
Alabama AL, Alaska AK, Arizona AZ, Arkansas AR, California CA, Colorado CO, Connecticut CT, Delaware DE, Florida FL, Georgia
GA,Hawaii HI, Idaho ID, Illinois IL, Indiana IN, Iowa IA, Kansas KS, Kentucky KY, Louisiana LA, Maine ME, Maryland MD, Massachusetts
MA,Michigan MI, Minnesota MN, Mississippi MS, Missouri MO, Montana MT, Nebraska NE, Nevada NV, New Hampshire NH, New Jersey
NJ,New Mexico NM, New York NY, North Carolina NC, North Dakota ND, Ohio OH, Oklahoma OK, Oregon OR, Pennsylvania PA,Rhode
Island RI, South Carolina SC, South Dakota SD, Tennessee TN, TexasTX, Utah UT, Vermont VT, Virginia VA, Washington WA,
West Virginia WV Wisconsin WI, Wyoming WY
Mobile Home Loans funded in the following states
AL AK AZ AR CA CO CT DE FL GA HI IA ID IL IN  KS KY LA MA MD ME MI MO MN MS MT
NE NC ND NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY
Indiana IN, Iowa IA, Kansas KS, Kentucky KY, Louisiana LA, Maine ME, Maryland MD, Massachusetts MA, Michigan MI, Minnesota MN, Mississippi MS, Missouri MO,
M
ontana MT, Nebraska NE, Nevada NV, New Hampshire NH, New Jersey NJ, New Mexico NM, New York NY, North Carolina NC, North Dakota ND, Ohio OH,
O
klahoma OK, Oregon OR, Pennsylvania PA,Rhode Island RI,South Carolina SC South Dakota SD, Tennessee TN, Texas TX, Utah UT, Vermont VT
Vi
rginia, VA Washington WA,West Virginia WV,Wisconsin WI, Wyoming WY,
Mobile  Home -  Loans - Home - Financing - and -  Refinancing - Home  - Loans - Refinance
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Mobile Home Loan Lower your interest rate - Reduce your monthly payment - Shorten the term of your loan - Non-primary residence programs  
Mobile home refinancing lenders - Fixed rates - No prepayment penalties - No upfront costs - FREE QUOTE and NO OBLIGATION
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